Practical guide for UK trades

Why profitable-looking jobs sometimes lose money

The amount “added on top” is often asked to do several jobs at once: pay overhead, absorb surprises, fund delays and still become profit.

The cost began incomplete

Materials and site labour are visible, so they receive attention. Sourcing, quoting, vehicle use, administration, tool wear, disposal and supervision are easier to mentally file as “just part of the day”.

The programme described the smooth version

Quotes often assume uninterrupted access, prompt decisions, available materials, no rework and no dependency delays. One extra day can be expensive because it adds labour, overhead and lost capacity elsewhere.

The scope expanded quietly

Small requests feel harmless individually. Together they can change hours, materials, sequencing and responsibility without changing the price. Clear inclusions, exclusions and a variation process create a boundary without creating hostility.

The discount came entirely from profit

The materials supplier and workers usually still require the same amount. Unless the scope or costs change, a customer discount is funded by the amount the business expected to retain.

Cash pressure forced bad decisions

A weak deposit can leave the business paying for materials and subcontractors before receiving enough cash. This can make a profitable job stressful or cause one project to borrow from another.

The lesson arrived after completion

Compare estimated and actual time and cost after each meaningful job. The objective is not perfect prediction. It is to make the next quote less dependent on memory and hope.

Use your own figures

The guide explains the decision. The calculator shows what that decision does to a real job.

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