:root {
  --navy: #142e35;
  --navy-2: #0d2025;
  --lime: #c9e34a;
  --lime-dark: #a8c52e;
  --paper: #f7f6f0;
  --white: #ffffff;
  --steel: #d9e1df;
  --steel-dark: #617276;
  --ink: #152428;
  --muted: #56666a;
  --green: #16835d;
  --green-soft: #e8f5ef;
  --amber: #b96c00;
  --amber-soft: #fff3d9;
  --red: #a63030;
  --red-soft: #fdeaea;
  --blue-soft: #e8f1f3;
  --shadow-sm: 0 2px 8px rgba(20, 46, 53, .08);
  --shadow-md: 0 14px 42px rgba(20, 46, 53, .14);
  --radius-sm: .55rem;
  --radius: 1rem;
  --radius-lg: 1.55rem;
  --max: 1160px;
  --font: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.58;
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; height: auto; }
a { color: var(--navy); text-decoration-thickness: .09em; text-underline-offset: .18em; }
a:hover { text-decoration-thickness: .14em; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
:focus-visible { outline: 3px solid #2b78a0; outline-offset: 3px; }
[hidden] { display: none !important; }

.skip-link {
  position: fixed;
  z-index: 9999;
  left: 1rem;
  top: .7rem;
  padding: .7rem 1rem;
  background: var(--lime);
  color: var(--navy-2);
  border-radius: .55rem;
  transform: translateY(-180%);
  transition: transform .15s ease;
  font-weight: 800;
}
.skip-link:focus { transform: translateY(0); }

.container { width: min(calc(100% - 2rem), var(--max)); margin-inline: auto; }
.narrow { width: min(calc(100% - 2rem), 820px); margin-inline: auto; }
.section { padding: clamp(3.2rem, 7vw, 6rem) 0; }
.section-tight { padding: 2.2rem 0; }
.section-dark { background: var(--navy); color: var(--white); }
.section-white { background: var(--white); }
.section-lime { background: var(--lime); color: var(--navy-2); }
.eyebrow { margin: 0 0 .75rem; text-transform: uppercase; letter-spacing: .11em; font-size: .78rem; font-weight: 900; color: var(--green); }
.section-dark .eyebrow { color: var(--lime); }
.lead { font-size: clamp(1.08rem, 2.1vw, 1.28rem); color: var(--muted); max-width: 48rem; }
.section-dark .lead { color: #d5e0df; }
h1, h2, h3 { line-height: 1.08; letter-spacing: -.035em; color: var(--navy-2); margin-top: 0; }
h1 { font-size: clamp(2.35rem, 7.2vw, 5.3rem); max-width: 14ch; margin-bottom: 1.25rem; }
h2 { font-size: clamp(1.8rem, 4vw, 3.15rem); margin-bottom: 1rem; }
h3 { font-size: clamp(1.16rem, 2vw, 1.45rem); margin-bottom: .65rem; }
.section-dark h1, .section-dark h2, .section-dark h3 { color: var(--white); }
p { margin: 0 0 1rem; }
ul, ol { padding-left: 1.25rem; }
li + li { margin-top: .38rem; }
.small { font-size: .9rem; color: var(--muted); }
.muted { color: var(--muted); }
.max-42 { max-width: 42rem; }
.max-52 { max-width: 52rem; }
.center { text-align: center; }
.center > * { margin-left: auto; margin-right: auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(247,246,240,.96);
  border-bottom: 1px solid rgba(20,46,53,.11);
  backdrop-filter: blur(12px);
}
.nav-wrap { min-height: 74px; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.brand { display: inline-flex; align-items: center; gap: .65rem; color: var(--navy-2); text-decoration: none; font-weight: 900; letter-spacing: -.035em; font-size: 1.2rem; }
.brand img { width: 39px; height: 39px; }
.brand .brand-light { font-weight: 650; }
.main-nav { display: flex; align-items: center; gap: 1.25rem; }
.main-nav a { color: var(--navy); text-decoration: none; font-weight: 750; font-size: .96rem; }
.main-nav a[aria-current="page"] { text-decoration: underline; text-decoration-thickness: .14em; text-underline-offset: .34em; }
.nav-toggle { display: none; border: 1px solid var(--steel); background: var(--white); width: 47px; height: 47px; border-radius: .75rem; color: var(--navy); font-weight: 900; }

.btn-row { display: flex; flex-wrap: wrap; gap: .75rem; align-items: center; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  min-height: 50px;
  padding: .82rem 1.15rem;
  border-radius: .72rem;
  border: 2px solid transparent;
  font-weight: 900;
  text-decoration: none;
  line-height: 1.1;
  transition: transform .12s ease, box-shadow .12s ease, background .12s ease;
}
.btn:hover { transform: translateY(-1px); box-shadow: var(--shadow-sm); }
.btn-primary { background: var(--lime); color: var(--navy-2); border-color: var(--lime); }
.btn-primary:hover { background: #d3ec5c; }
.btn-dark { background: var(--navy); color: var(--white); border-color: var(--navy); }
.btn-dark:hover { background: var(--navy-2); }
.btn-outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-ghost { background: var(--white); color: var(--navy); border-color: var(--steel); }
.btn-small { min-height: 42px; padding: .6rem .85rem; font-size: .9rem; }
.btn-block { width: 100%; }
.btn-danger { background: var(--red-soft); color: var(--red); border-color: #efbbbb; }

.hero { position: relative; overflow: hidden; padding: clamp(3.6rem, 8vw, 7rem) 0 4.4rem; background: var(--navy); color: var(--white); }
.hero::before {
  content: "";
  position: absolute;
  inset: -14rem -10rem auto auto;
  width: 38rem;
  height: 38rem;
  border: 6rem solid rgba(201,227,74,.08);
  border-radius: 50%;
}
.hero h1 { color: var(--white); }
.hero .lead { color: #dbe5e3; }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1.12fr) minmax(280px, .88fr); gap: clamp(2rem, 7vw, 5.5rem); align-items: center; position: relative; }
.hero-proof { margin-top: 1.25rem; display: flex; flex-wrap: wrap; gap: .55rem 1rem; color: #cbd7d5; font-size: .92rem; }
.hero-proof span { display: inline-flex; gap: .4rem; align-items: center; }
.hero-proof span::before { content: "✓"; color: var(--lime); font-weight: 900; }
.reveal-card { background: var(--white); color: var(--ink); border-radius: var(--radius-lg); box-shadow: 0 25px 70px rgba(0,0,0,.22); padding: clamp(1.2rem, 3vw, 2rem); transform: rotate(1deg); }
.reveal-card .label { color: var(--muted); font-size: .85rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.reveal-card .big-number { font-size: clamp(2.5rem, 6vw, 4.25rem); line-height: 1; font-weight: 950; letter-spacing: -.06em; margin: .35rem 0 1rem; color: var(--navy-2); }
.reveal-line { display: flex; justify-content: space-between; gap: 1rem; padding: .7rem 0; border-top: 1px solid var(--steel); }
.reveal-warning { margin-top: 1rem; border-radius: .8rem; background: var(--amber-soft); padding: .9rem; color: #704000; font-weight: 750; }

.breadcrumbs { font-size: .86rem; padding: 1.1rem 0 0; color: var(--muted); }
.breadcrumbs ol { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: .42rem; }
.breadcrumbs li:not(:last-child)::after { content: "/"; margin-left: .42rem; color: #99a4a4; }
.breadcrumbs a { color: var(--muted); }
.page-hero { padding: clamp(2.5rem, 6vw, 5rem) 0 3.5rem; }
.page-hero h1 { font-size: clamp(2.25rem, 6vw, 4.35rem); }

.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 1.2rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 1.2rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 1rem; }
.card { background: var(--white); border: 1px solid var(--steel); border-radius: var(--radius); padding: 1.35rem; box-shadow: var(--shadow-sm); }
.card-flat { box-shadow: none; }
.card h3 { margin-bottom: .55rem; }
.card p:last-child { margin-bottom: 0; }
.icon-box { width: 44px; height: 44px; display: grid; place-items: center; border-radius: .7rem; background: var(--lime); color: var(--navy-2); font-size: 1.2rem; font-weight: 950; margin-bottom: .85rem; }
.number-box { width: 46px; height: 46px; display: grid; place-items: center; border-radius: 50%; background: var(--navy); color: var(--white); font-weight: 950; margin-bottom: .9rem; }
.link-card { display: block; color: inherit; text-decoration: none; transition: transform .12s ease, box-shadow .12s ease; }
.link-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.link-card .arrow { font-weight: 900; color: var(--green); }

.problem-strip { margin-top: -1.2rem; position: relative; z-index: 2; }
.problem-strip .card { border-top: 5px solid var(--lime); }
.quote-line { font-size: clamp(1.35rem, 3vw, 2rem); line-height: 1.25; font-weight: 850; max-width: 40ch; margin: 0; }

.split { display: grid; grid-template-columns: minmax(0, 1fr) minmax(280px, .8fr); gap: clamp(2rem, 6vw, 5rem); align-items: start; }
.checklist { list-style: none; padding: 0; margin: 1.1rem 0; }
.checklist li { position: relative; padding-left: 1.7rem; }
.checklist li::before { content: "✓"; position: absolute; left: 0; color: var(--green); font-weight: 950; }
.warning-list li::marker { color: var(--amber); }

.stat-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: rgba(255,255,255,.18); border: 1px solid rgba(255,255,255,.18); border-radius: var(--radius); overflow: hidden; }
.stat { padding: 1.2rem; background: rgba(255,255,255,.05); }
.stat strong { display: block; color: var(--lime); font-size: 1.6rem; line-height: 1.1; margin-bottom: .25rem; }

.callout { border-left: 5px solid var(--lime); background: var(--white); border-radius: 0 var(--radius) var(--radius) 0; padding: 1.2rem 1.3rem; box-shadow: var(--shadow-sm); }
.callout-amber { border-left-color: var(--amber); background: var(--amber-soft); }
.callout-green { border-left-color: var(--green); background: var(--green-soft); }
.callout-red { border-left-color: var(--red); background: var(--red-soft); }

/* Calculator */
.tool-shell { display: grid; grid-template-columns: 1fr 310px; gap: 1.4rem; align-items: start; }
.tool-main { min-width: 0; }
.tool-aside { position: sticky; top: 94px; }
.tool-card { background: var(--white); border: 1px solid var(--steel); border-radius: var(--radius-lg); padding: clamp(1.1rem, 3vw, 1.65rem); box-shadow: var(--shadow-sm); margin-bottom: 1rem; }
.tool-card h2 { font-size: clamp(1.45rem, 3vw, 2rem); letter-spacing: -.025em; }
.tool-tabs { display: flex; gap: .55rem; margin-bottom: 1rem; padding: .3rem; background: var(--blue-soft); border-radius: .85rem; }
.tool-tab { flex: 1; min-height: 48px; border: 0; border-radius: .65rem; background: transparent; font-weight: 900; color: var(--navy); }
.tool-tab[aria-selected="true"] { background: var(--white); box-shadow: var(--shadow-sm); }
.progress-wrap { background: var(--white); border-bottom: 1px solid var(--steel); position: sticky; top: 74px; z-index: 50; }
.progress { display: flex; align-items: center; gap: .6rem; min-height: 58px; overflow-x: auto; scrollbar-width: none; }
.progress::-webkit-scrollbar { display: none; }
.progress-step { display: inline-flex; flex: 0 0 auto; gap: .38rem; align-items: center; color: var(--muted); font-size: .82rem; font-weight: 850; white-space: nowrap; }
.progress-step span { width: 27px; height: 27px; border-radius: 50%; display: grid; place-items: center; background: var(--steel); color: var(--navy); }
.progress-step.is-active { color: var(--navy); }
.progress-step.is-active span { background: var(--lime); }
.progress-step.is-done span { background: var(--green); color: var(--white); }
.progress-line { width: 22px; height: 2px; background: var(--steel); flex: 0 0 auto; }

.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 1rem; }
.form-grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 1rem; }
.field { min-width: 0; }
.field-full { grid-column: 1 / -1; }
label, .label-like { display: block; font-weight: 850; color: var(--navy-2); margin-bottom: .36rem; }
.hint { display: block; color: var(--muted); font-size: .82rem; margin-top: .32rem; }
input, select, textarea {
  width: 100%;
  min-height: 50px;
  padding: .74rem .78rem;
  color: var(--ink);
  background: var(--white);
  border: 1.5px solid #aebcba;
  border-radius: .65rem;
}
input[type="checkbox"], input[type="radio"] { width: 1.25rem; min-height: 1.25rem; height: 1.25rem; accent-color: var(--green); }
input[type="range"] { border: 0; padding: 0; accent-color: var(--green); }
textarea { min-height: 110px; resize: vertical; }
.currency-wrap, .suffix-wrap { position: relative; }
.currency-wrap::before { content: "£"; position: absolute; left: .8rem; top: 50%; transform: translateY(-50%); font-weight: 900; color: var(--navy); pointer-events: none; }
.currency-wrap input { padding-left: 2rem; font-size: 1.05rem; font-weight: 750; }
.suffix-wrap::after { content: attr(data-suffix); position: absolute; right: .8rem; top: 50%; transform: translateY(-50%); color: var(--muted); font-weight: 850; pointer-events: none; }
.suffix-wrap input { padding-right: 3rem; }
.checkbox-row { display: flex; gap: .65rem; align-items: flex-start; }
.checkbox-row label { margin: 0; font-weight: 700; }
.radio-cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: .7rem; }
.radio-card { position: relative; display: block; }
.radio-card input { position: absolute; opacity: 0; pointer-events: none; }
.radio-card span { display: block; height: 100%; border: 2px solid var(--steel); background: var(--white); border-radius: .75rem; padding: .9rem; font-weight: 850; }
.radio-card input:checked + span { border-color: var(--green); background: var(--green-soft); }
.radio-card input:focus-visible + span { outline: 3px solid #2b78a0; outline-offset: 2px; }
fieldset { border: 0; padding: 0; margin: 0; }
legend { font-weight: 900; margin-bottom: .65rem; color: var(--navy-2); }

.data-table { width: 100%; border-collapse: collapse; min-width: 690px; }
.data-table th { text-align: left; font-size: .78rem; color: var(--muted); text-transform: uppercase; letter-spacing: .05em; padding: .55rem; }
.data-table td { padding: .4rem .3rem; vertical-align: top; border-top: 1px solid #edf0ef; }
.data-table input, .data-table select { min-height: 44px; padding: .55rem; }
.table-scroll { overflow-x: auto; margin: .5rem 0; }
.row-total { min-width: 84px; font-weight: 900; text-align: right; padding-top: .9rem !important; }
.remove-row { min-width: 44px; min-height: 44px; border-radius: .6rem; border: 1px solid #efbbbb; background: var(--red-soft); color: var(--red); font-weight: 900; }
.add-row { border: 1.5px dashed #89a09c; background: #f7fbfa; color: var(--navy); }

.step-panel { scroll-margin-top: 150px; }
.step-panel + .step-panel { margin-top: 1rem; }
.step-head { display: flex; align-items: flex-start; justify-content: space-between; gap: 1rem; }
.step-kicker { color: var(--green); font-weight: 900; font-size: .8rem; text-transform: uppercase; letter-spacing: .09em; }
.accordion-toggle { width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 1rem; background: none; border: 0; padding: 0; text-align: left; color: inherit; }
.accordion-toggle::after { content: "+"; width: 32px; height: 32px; border-radius: 50%; background: var(--blue-soft); display: grid; place-items: center; flex: 0 0 auto; font-size: 1.35rem; }
.accordion-toggle[aria-expanded="true"]::after { content: "−"; }
.accordion-content { margin-top: 1rem; }

.live-total { background: var(--navy); color: var(--white); border-radius: var(--radius-lg); padding: 1.25rem; box-shadow: var(--shadow-md); }
.live-total .label { color: #bfcfcd; font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 900; }
.live-total .amount { font-size: 2.4rem; line-height: 1; letter-spacing: -.055em; font-weight: 950; margin: .35rem 0 1rem; }
.live-total dl { margin: 0; }
.live-total dl div { display: flex; justify-content: space-between; gap: 1rem; padding: .5rem 0; border-top: 1px solid rgba(255,255,255,.14); }
.live-total dt { color: #cbd7d5; }
.live-total dd { margin: 0; font-weight: 850; }
.privacy-box { margin-top: 1rem; background: var(--white); border: 1px solid var(--steel); border-radius: var(--radius); padding: 1rem; }
.tool-actions { display: grid; grid-template-columns: repeat(2,1fr); gap: .55rem; margin-top: 1rem; }

.results-shell { margin-top: 1.3rem; }
.result-hero { background: var(--navy); color: var(--white); border-radius: var(--radius-lg); padding: clamp(1.3rem, 4vw, 2rem); }
.result-hero h2 { color: var(--white); }
.result-number { font-size: clamp(2.5rem, 7vw, 5rem); line-height: 1; font-weight: 950; letter-spacing: -.06em; color: var(--lime); }
.result-grid { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: .8rem; margin-top: 1rem; }
.result-card { background: var(--white); border: 1px solid var(--steel); border-radius: var(--radius); padding: 1rem; }
.result-card .result-label { color: var(--muted); font-size: .8rem; font-weight: 850; text-transform: uppercase; letter-spacing: .06em; }
.result-card strong { display: block; font-size: 1.55rem; letter-spacing: -.04em; color: var(--navy-2); margin-top: .2rem; }
.risk-list { list-style: none; padding: 0; }
.risk-item { padding: .85rem; border-radius: .75rem; background: var(--amber-soft); border-left: 4px solid var(--amber); margin-bottom: .55rem; }
.risk-item.good { background: var(--green-soft); border-left-color: var(--green); }
.delta-negative { color: var(--red); font-weight: 900; }
.delta-positive { color: var(--green); font-weight: 900; }

.payment-card { position: relative; }
.payment-card.featured { border: 3px solid var(--lime); transform: translateY(-7px); }
.payment-card .badge { position: absolute; top: -15px; right: 1rem; background: var(--lime); color: var(--navy-2); padding: .35rem .75rem; border-radius: 999px; font-size: .78rem; font-weight: 950; }
.price { font-size: 2.7rem; letter-spacing: -.055em; line-height: 1; font-weight: 950; color: var(--navy-2); margin: .5rem 0; }
.price small { font-size: .88rem; letter-spacing: 0; color: var(--muted); }

.faq details { background: var(--white); border: 1px solid var(--steel); border-radius: .8rem; padding: 1rem; }
.faq details + details { margin-top: .65rem; }
.faq summary { cursor: pointer; font-weight: 900; color: var(--navy-2); }
.faq details p { margin: .85rem 0 0; }

.article { background: var(--white); border: 1px solid var(--steel); border-radius: var(--radius-lg); padding: clamp(1.2rem, 4vw, 2.25rem); }
.article h2 { margin-top: 2.2rem; font-size: clamp(1.55rem, 3vw, 2.25rem); }
.article h3 { margin-top: 1.5rem; }
.article table { width: 100%; border-collapse: collapse; margin: 1.3rem 0; }
.article th, .article td { border: 1px solid var(--steel); padding: .7rem; text-align: left; }
.article th { background: var(--blue-soft); }
.article .toc { background: var(--paper); border-radius: var(--radius); padding: 1rem 1.2rem; }
.article .toc a { font-weight: 750; }
.related { margin-top: 2rem; padding-top: 1.5rem; border-top: 1px solid var(--steel); }

.site-footer { background: var(--navy-2); color: #d4dfdd; padding: 3rem 0 1.5rem; }
.site-footer a { color: var(--white); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 2rem; }
.footer-brand { color: var(--white); }
.footer-heading { color: var(--lime); font-size: .82rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 900; }
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li + li { margin-top: .55rem; }
.footer-bottom { margin-top: 2rem; padding-top: 1.2rem; border-top: 1px solid rgba(255,255,255,.14); font-size: .82rem; color: #aebfbc; }

.toast { position: fixed; left: 50%; bottom: 1.2rem; transform: translate(-50%, 130%); background: var(--navy-2); color: var(--white); padding: .8rem 1rem; border-radius: .7rem; box-shadow: var(--shadow-md); z-index: 2000; transition: transform .2s ease; max-width: min(92vw, 520px); }
.toast.show { transform: translate(-50%, 0); }
.dialog { border: 0; border-radius: var(--radius-lg); box-shadow: 0 30px 100px rgba(0,0,0,.3); padding: 0; width: min(92vw, 640px); }
.dialog::backdrop { background: rgba(8,24,28,.65); }
.dialog-inner { padding: 1.25rem; }
.saved-job { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: .8rem; border: 1px solid var(--steel); border-radius: .7rem; }
.saved-job + .saved-job { margin-top: .55rem; }

.no-js { margin: 1rem auto; width: min(calc(100% - 2rem), var(--max)); padding: 1rem; background: var(--amber-soft); border-left: 5px solid var(--amber); }

@media (max-width: 920px) {
  .main-nav { display: none; position: absolute; left: 1rem; right: 1rem; top: 68px; flex-direction: column; align-items: stretch; background: var(--white); border: 1px solid var(--steel); border-radius: var(--radius); padding: 1rem; box-shadow: var(--shadow-md); }
  .main-nav.is-open { display: flex; }
  .main-nav a { padding: .6rem; }
  .nav-toggle { display: inline-grid; place-items: center; }
  .hero-grid, .split, .tool-shell { grid-template-columns: 1fr; }
  .tool-aside { position: static; }
  .tool-aside .live-total { position: fixed; left: .75rem; right: .75rem; bottom: max(.65rem, env(safe-area-inset-bottom)); z-index: 60; padding: .8rem 1rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; border-radius: .9rem; }
  .tool-aside .live-total .amount { margin: 0; font-size: 1.65rem; }
  .tool-aside .live-total dl, .tool-aside .live-total .btn { display: none; }
  .tool-aside { padding-bottom: 5.5rem; }
  .grid-4 { grid-template-columns: repeat(2, minmax(0,1fr)); }
  .stat-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid > :first-child { grid-column: 1 / -1; }
}

@media (max-width: 680px) {
  .container, .narrow { width: min(calc(100% - 1.2rem), var(--max)); }
  .section { padding: 3.3rem 0; }
  h1 { font-size: clamp(2.25rem, 12vw, 3.6rem); }
  .hero { padding-top: 3.4rem; }
  .hero-grid { gap: 2rem; }
  .reveal-card { transform: none; }
  .grid-2, .grid-3, .grid-4, .form-grid, .form-grid-3, .result-grid, .radio-cards { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .btn-row { align-items: stretch; }
  .btn-row .btn { flex: 1 1 100%; }
  .tool-card { padding: 1rem; border-radius: 1rem; }
  .tool-tabs { flex-direction: column; }
  .progress-wrap { top: 73px; }
  .step-panel { scroll-margin-top: 145px; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-grid > :first-child { grid-column: auto; }
  .payment-card.featured { transform: none; }
  .stat-grid { grid-template-columns: 1fr 1fr; }
  .desktop-only { display: none !important; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; animation: none !important; }
}

@media print {
  .site-header, .site-footer, .btn, .breadcrumbs, .no-print, .tool-aside { display: none !important; }
  body { background: white; color: #000; font-size: 11pt; }
  .section, .page-hero { padding: 0; }
  .container, .narrow { width: 100%; }
  .card, .article, .tool-card { box-shadow: none; border: 1px solid #bbb; break-inside: avoid; }
  a { color: #000; text-decoration: none; }
}

/* Revised trust, review and wizard experience */
.hero-proof-dark { color: var(--muted); margin-top: 1rem; }
.hero-proof-dark span::before { color: var(--green); }
.trust-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
}
.trust-strip > div { padding: 1.15rem 1.25rem; border-right: 1px solid rgba(255,255,255,.16); }
.trust-strip > div:last-child { border-right: 0; }
.trust-strip strong { display: block; color: var(--lime); margin-bottom: .25rem; }
.trust-strip span { color: #d8e3e1; font-size: .94rem; }
.numbered-checklist { list-style: none; padding: 0; counter-reset: review-step; }
.numbered-checklist li { counter-increment: review-step; position: relative; padding: .65rem 0 .65rem 2.75rem; border-top: 1px solid var(--steel); }
.numbered-checklist li::before { content: counter(review-step); position: absolute; left: 0; top: .55rem; width: 2rem; height: 2rem; display: grid; place-items: center; border-radius: 50%; background: var(--lime); color: var(--navy-2); font-weight: 950; }
.card-dark { background: rgba(255,255,255,.07); color: #dbe5e3; border-color: rgba(255,255,255,.18); box-shadow: none; }
.card-dark h3 { color: var(--white); }
.badge-soft { display: inline-block; padding: .32rem .65rem; border-radius: 999px; background: var(--blue-soft); color: var(--navy); font-size: .77rem; font-weight: 900; text-transform: uppercase; letter-spacing: .06em; }
.badge-lime { background: var(--lime); color: var(--navy-2); }
.sample-summary-grid { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: .8rem; }
.warning-card { border-color: #e7b76e; background: var(--amber-soft); }
.finding-card { position: relative; padding-top: 3.2rem; }
.finding-card .finding-number { position: absolute; top: 1rem; right: 1rem; color: #8ca09c; font-weight: 950; letter-spacing: .08em; }
.finding-card strong { display: block; margin-top: .8rem; color: var(--navy); }
.review-dl { margin: 0; }
.review-dl div { display: flex; justify-content: space-between; gap: 1rem; padding: .7rem 0; border-top: 1px solid var(--steel); }
.review-dl dt { color: var(--muted); }
.review-dl dd { margin: 0; font-weight: 900; text-align: right; }
.before-after { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.before-after > div { padding: 1.35rem; border: 1px solid rgba(255,255,255,.2); border-radius: var(--radius); background: rgba(255,255,255,.06); }
.before-after p { margin: .85rem 0 0; color: #e4eceb; font-size: 1.04rem; }
.sample-mini .reveal-line { font-size: .92rem; }

.wizard-shell { margin-top: 1rem; }
.wizard-step { scroll-margin-top: 165px; }
.wizard-step-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 1rem; margin: .25rem 0 1rem; padding: 0 .2rem; }
.wizard-step-head h2 { margin-bottom: 0; font-size: clamp(1.8rem, 4vw, 2.6rem); }
.wizard-step-head .step-kicker { margin-bottom: .25rem; }
.wizard-step-head > p { max-width: 22rem; text-align: right; margin-bottom: .25rem; }
.wizard-nav { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding: 1rem; background: var(--white); border: 1px solid var(--steel); border-radius: var(--radius); box-shadow: var(--shadow-sm); margin: 1rem 0 1.5rem; }
.wizard-nav-copy { display: grid; }
.wizard-nav-copy span { color: var(--muted); font-size: .86rem; }
.wizard-status { display: flex; justify-content: space-between; align-items: center; gap: 1rem; padding-top: .55rem; color: var(--muted); font-size: .82rem; }
.wizard-status strong { color: var(--navy); }
.progress-wrap { padding-bottom: .35rem; }
.progress { min-height: 48px; }
.progress-step { border: 0; background: transparent; padding: .25rem 0; font-family: inherit; }
.progress-step:hover { color: var(--navy); }
.mobile-wizard-bar { display: none; }

@media (max-width: 920px) {
  .tool-aside .live-total { display: none; position: static; }
  .tool-aside { padding-bottom: 0; }
  .mobile-wizard-bar {
    position: fixed;
    left: .65rem;
    right: .65rem;
    bottom: max(.55rem, env(safe-area-inset-bottom));
    z-index: 70;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: .65rem;
    padding: .65rem;
    border-radius: 1rem;
    background: var(--navy-2);
    color: var(--white);
    box-shadow: 0 14px 46px rgba(0,0,0,.3);
  }
  .wizard-active .mobile-wizard-bar { display: grid; }
  .wizard-active.calculator-page { padding-bottom: calc(5.6rem + env(safe-area-inset-bottom)); }
  .mobile-wizard-bar > div { min-width: 0; text-align: center; }
  .mobile-wizard-bar .label { display: block; color: #bfcfcd; font-size: .68rem; text-transform: uppercase; letter-spacing: .07em; font-weight: 900; }
  .mobile-wizard-bar strong { display: block; font-size: 1.18rem; line-height: 1.15; color: var(--lime); white-space: nowrap; }
  .mobile-back, .mobile-next { min-height: 46px; border: 0; border-radius: .7rem; padding: .65rem .8rem; font-weight: 900; }
  .mobile-back { background: rgba(255,255,255,.12); color: var(--white); }
  .mobile-next { background: var(--lime); color: var(--navy-2); }
}

@media (max-width: 680px) {
  .trust-strip, .sample-summary-grid, .before-after { grid-template-columns: 1fr; }
  .trust-strip > div { border-right: 0; border-bottom: 1px solid rgba(255,255,255,.16); }
  .trust-strip > div:last-child { border-bottom: 0; }
  .wizard-status { align-items: flex-start; }
  .wizard-step-head { display: block; }
  .wizard-step-head > p { text-align: left; }
  .wizard-nav { align-items: stretch; flex-wrap: wrap; }
  .wizard-nav-copy { flex: 1 1 100%; order: -1; }
  .wizard-nav .btn { flex: 1 1 45%; }
  .progress-wrap { top: 73px; }
  .progress { gap: .42rem; }
  .progress-step { font-size: .74rem; }
  .progress-step span { width: 25px; height: 25px; }
  .progress-line { width: 12px; }
}